Loan currency	USD, EUR
Borrower	20-65 y.o. citizen of Georgia
Collateral	Real estate of the borrower or his/her family member
Loan interest rate	14-15%
Loan term	min. 12 months, max. 120 months
Amount usage	during the first year
Loan Amount min.	20 000 USD/EUR
Loan Amount max.	200 000 USD/EUR
Loan Issuing Fee	1% of withdrawn amount, min. 20 USD / 15 EUR
Fixed fee on overdue	10 USD on each overdue
Fee on overdue	0,5% for overdue amount on each overdue day
insurance	life and property

After the first year of the credit line has passed, the rest of the amount will be transformed to a regular loan and the amount repayment will be according to a loan scheme: using the equal monthly amounts.

For your convenience, you can prolong the credit line period for a year, after each year  has expired. However, after the whole of the credit line period has passed, the rest of the amount will be transformed to a regular loan.